A loan based on the credit of the borrower and on the collateral for the mortgage. 
A mortgage that is not insured or guaranteed by the federal government agency.
An annual statement filed by a life insurance company in each state where it does business in compli
A mortgage that does not exceed 80% of the purchase price of the home. Mortgages that exceed this limit must be insured against default, and are referred to as high-ratio mortgages (see below).
A loan neither insure by the FHA nor guaranteed by the VA.
A mortgage that is not insured or guaranteed by the federal government.